{"text_format":"3","workbook":"xlsx","n_sheets":2,"sheets":["存款利率指导上限","存款利率表（挂牌利率公示版）"],"read":"whole","date_system":"1900"}

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["附件"]
[]
["人民币存款挂牌利率指导上限表"]
[{"$nulls":3},"单位：%"]
["存款种类",null,"基准利率","省联社指导上限","自律机制上限\n（一般存款）","自律机制上限\n（公共资源类）"]
["活期存款",null,0.35,0.25,{"$f":"C6+0.2","v":0.55},0.45]
["协定存款",null,1.15,{"v":1.3499999999999999,"d":"1.35"},{"$f":"C7+0.2","v":{"v":1.3499999999999999,"d":"1.35"}},{"v":1.3499999999999999,"d":"1.35"},"20230515开始调整，通知存款与协定存款四大行上限+10BP，其他金融机构+20BP"]
["通知存款","一天",{"v":0.8,"d":"0.80"},{"v":1,"d":"1.00"},{"$f":"C8+0.2","v":{"v":1,"d":"1.00"}},{"v":1,"d":"1.00"}]
[null,"七天",1.35,1.55,1.55,1.55]
["整存整取定期存款","三个月",{"v":1.1,"d":"1.10"},1.75,{"$f":"C10+0.75","v":1.85},{"$f":"C10+0.3","v":{"v":1.4000000000000001,"d":"1.40"}}]
[null,"六个月",{"v":1.3,"d":"1.30"},1.95,{"$f":"C11+0.75","v":2.05},{"$f":"C11+0.3","v":{"v":1.6,"d":"1.60"}}]
[null,"一年",{"v":1.5,"d":"1.50"},2.15,2.25,{"v":1.8,"d":"1.80"}]
[null,"二年",{"v":2.1,"d":"2.10"},{"v":2.6,"d":"2.60"},2.85,{"v":2.4,"d":"2.40"}]
[null,"三年",2.75,3.15,{"v":3.5,"d":"3.50"},3.05]
[null,"五年",3.25,3.25,{"v":4,"d":"4.00"},3.55]
["零存整取、整存零取、存本取息存款","一年",{"v":1.1,"d":"1.10"},{"v":1.6,"d":"1.60"},{"$f":"C16+0.75","v":1.85},{"$f":"C16+0.3","v":{"v":1.4000000000000001,"d":"1.40"}}]
[null,"三年",{"v":1.3,"d":"1.30"},{"v":1.8,"d":"1.80"},2.05,{"v":1.6,"d":"1.60"}]
[null,"五年",{"v":1.5,"d":"1.50"},{"v":1.8,"d":"1.80"},2.25,{"v":1.8,"d":"1.80"}]

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["附件"]
["明溪县农村信用合作联社人民币存款利率表"]
["调整时间：2025年11月"]
["存款档次",null,"对公存款","储蓄存款"]
["一、活期存款",null,0.05,0.03]
["二、定期存款","1.整存整取"]
[null,"三个月",{"v":0.8,"d":"0.80"},{"v":0.8,"d":"0.80"}]
[null,"六个月",{"v":1,"d":"1.00"},{"v":1,"d":"1.00"}]
[null,"一年期",{"v":1.1,"d":"1.10"},1.15]
[null,"二年期",{"v":1.2,"d":"1.20"},{"v":1.2,"d":"1.20"}]
[null,"三年期",{"v":1.4,"d":"1.40"},{"v":1.4,"d":"1.40"}]
[null,"五年期",{"v":1.3,"d":"1.30"},{"v":1.3,"d":"1.30"}]
[null,"2.零存整取、整存零取、存本取息"]
[null,"一年",0.65,0.65]
[null,"三年",0.85,0.85]
[null,"五年",0.85,0.85]
[null,"3.定活两便","按一年以内定期整存整取同档次利率打6折"]
["三、通知存款","一天",0.35,0.35]
[null,"七天",0.65,0.65]
["四、协定存款",null,{"v":0.3,"d":"0.30"},{"v":0.3,"d":"0.30"}]